Retail Finance

An unsecured loan is a loan that is issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. Because unsecured loans sometimes referred to as signature loans or personal loans are obtained without the use of property as collateral, the terms of such loans, including approval and receipt, are most often contingent on the borrower’s credit score. Borrowers must generally have high credit ratings to be approved for certain unsecured loans. We understand that, in business last minute contingencies come up for quick financial needs.Parthiv Capital is there for these types of Requirements which will allow you to grab any business opportunity with both hands by arranging unsecured funds from various Individuals and Entity. These funds can be arranged for tenure of 3 months to 12 months period.

Loan against property is an option that is available to anyone who owns a self-occupied residence, a commercial property or even a plot of land. The main requirement to avail loan against property on the side of the lender is that there is no other encumbrance on the property i.e. the owners have full control of the property without any restrictions. One of the key benefits of availing Loan Against Property is that as it is a secured loan, the lending rate for a Loan Against Property is much lower as compared to some other loan options like personal loan. Parthiv Capital is expert in structuring loan against property deals for their clients according to specific requirements such as Long Re payment schedules, flexi Re Payments.

Taking a residential property is one of the most important and emotional decision of one’s life, we in Parthiv Capital we understand the importance of buying a residential property and we do a special research based approach while borrowing a Home Loan for our clients. Home loan rates can be either fixed or flexible.

Lease Rental Discounting (LRD) is a term loan offered against rental receipts derived from leasecontracts with corporate tenants. The loan is provided to the lesser based on the discounted value of therentals and the underlying property value. Lease Rent Discount (LRD) consideration is between the borrower who owns the premises, the tenant who has rented the said premises or taken on lease and the bank or financial institute or Corporate. The rent is considered as fixed income over a stipulated time You can avail the additional benefit of the properties given on lease to the credible companies by getting the funds from banks and nbfc ’s against future rent receivables today in competitive rate of interest and can use it either on your business or on acquiring new properties or any other use. Parthiv Capital s got expertise in getting the loan approved for long term even longer then raising lease terms on the basis of soft commitments from the lessee. We deal with all top Nationalize, Private, Multinational Banks and NBFC’s for their product and also offer 100% loan amount of the property value ,we are known for our TAT for getting the loan approved which is just 4 working days and considered to be the best in the industry.